Superannuation & SMSF

real financial planning stories, case study

Real Hillross clients series – meet Melissa

May 24, 2017

What was your financial situation like prior to contacting Hillross Horsham & Geelong? I’m not going to lie, I wasn’t proud of my financial situation. I had good income, but that felt like the only good thing I had going for me. I had some credit card debt, no real savings to speak of, wouldn’t...


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2017 Superannuation Changes

Super changes this financial year

February 16, 2017

The clock is ticking and changes to the superannuation rules will come into effect on 1 July 2017. While the government will reduce the amount of money you can put into super from 1 July 2017, the good news is that you could still take advantage of opportunities before the financial year ends. Need help...


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Financial planning, financial advice, financial adviser, advisor

Hillross Horsham & Geelong’s guidelines for smart money in your 30s

September 23, 2016

As the old saying goes you spend your 20s learning & your 30s earning; unfortunately, after leaving our ‘fast and loose’ 20s, our focus typically turns to getting married, starting a family and even thinking about the age old debate ‘do I buy or rent?’ It’s for these reasons that seeing progress in our financial...


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pink, pig ears, saving for future, superannuation

Will proposed superannuation reform changes impact you?

September 16, 2016

Yesterday the government announced a number of changes to some of its superannuation reform proposal from the May 2016 Federal Budget. The main take out is the replacement of the proposed lifetime non-concessional contribution cap with a lower cap limit of $100,000 from 1 July 2017. They also propose to restrict people from making further...


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Superannuation in your 20s

May 26, 2016

Superannuation in your 20s Unless you’re a finance geek like me then there is a fair chance that you haven’t given a sparing thought to superannuation. I must admit when I first received that form about super I had no idea. Upon starting out in your career it’s hard to get excited about something that...


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Hillross Horsham & Geelong’s Post Federal Budget 2016-17 Snapshot

May 5, 2016

Federal Treasurer Scott Morrison put forward a number of proposed changes, mainly around contributions to superannuation and taxation, in the budget last night. Here’s a brief summary of what the proposals could mean for you—whether your career is just beginning, caring for your family, retirement planning or enjoying life after work. Remember, proposals are not...


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