Entrust a Geelong or Horsham financial planner for quality retirement

August 28, 2015

It is predicted that by 2055 people will be living almost 10 years longer than today. The picture of retirement may have changed, but the most important things haven’’t.

  • Independence
  • Health
  • Financial stability

Here are some things to think about with retirement planning, whether in Geelong or Horsham.

1. Know your workplace options

Experienced workers are being rewarded with workplaces offering new ways of working including offering flexible work arrangements, working part time or from home or job sharing, re-allocating tasks that are too physically demanding or unsuitable for older employees, creating mentoring and training initiatives so older workers can pass on their knowledge to younger generations.

2. Consider new ventures

If you’’re over 50 and wanting to follow through on your dream of being an entrepreneur, working as a consultant or studying again, now could be the time to jump in and do it.

3. Think ahead for independent living

In the last five years, almost 1 in 4 Australians between 55 and 64 years of age moved house and at some stage you’ll probably want to downsize too. When choosing your next home, it’’s important to think about your future needs such as access to public transport, proximity to supermarkets, cafes and doctors and the physical environment such as the addition of park benches and well-lit streets.

3. Live healthy

It’’s easier than you think! Making small changes to your family’s lifestyle will lead to a happy, healthier life! Adjust your portion size, cut down on sugar and salt, exercise more often. It only takes a few simple changes and your family will have healthy habits for life.

4. Plan for your financial future

With so much change, it’’s vital to plan ahead. It’’s never too early to consider the things that are important to you. There are a great number of possibilities, so explore different options. No matter what you’re planning for your retirement, we can help! Speak to a trusted certified Geelong and Horsham financial plannercontact Hillross Geelong & Horsham.